707 Bestgate Road Annapolis, MD 21401

Your Mid-Atlantic Mortgage Marketplace!


Steve Ruben

Steve Ruben

Steve has been in the mortgage business for just about 18 years. Not only has he survived the volatile nature of the business, Steve has thrived due to a unique and special relationship he has cultivated with over 1300 clients. Steve brings a breadth of knowledge and experience to any situation, whether it be a brand new purchase for you and your family or an existing mortgage in need of a lower rate.

From 1999 to 2010, he owned The Mortgage Depot, Inc., a one man, successful brokerage, where he cultivated a vast and eclectic clientele of borrowers, many of whom who followed him to Fidelity First in 2010 due to a developed reputation for personalized care and down-to-earth communication.

Although still doing a thriving business in Maryland, Steve has recently opened a Florida office for Fidelity First. Located in Central Florida, he is able to bring his mortgage expertise to the people of the Sunshine State. With the ability to obtain a variety of loan types –  FHA, VA, USDA, Conventional, Purchase, Refinances and Reverse mortgages – Steve hopes to help Florida residents get the best mortgage available.

Steve is generally available 24/7. However, when not hunting for the best mortgage, he can be found coaching baseball, in the movie theater or spending time with his wife of 35 years and 3 kids.